Cars and Bikes

Secure Your Driving with a Car Insurance Policy

Even the most careful drivers may meet with an accident. Since accidents cannot be predicted, it is best to buy a car policy to secure your vehicle in such times of need. A car insurance policy is designed to help the modern car owner enjoy a secure drive in his vehicle. Here are the things covered in this car insurance policy:

Car Damage


The car insurance covers for car damage irrespective of who is responsible for the damage or where the accident took place. A vast variety of damages like accidents, broken windows and even thefts are covered by this policy.

Personal Accident Cover


Car owners with a valid driving license enjoy a personal accident cover of Rs. 15 lakhs. When you are taking this vehicle insurance, you can also opt for insurance cover for passengers in the car for up to 2 lakhs per head cover. It does not matter whether you choose the cover with the passenger names or without passenger names.

Third Party Liability


The third-party legal liability caused by the accident is also covered under this policy. Death or bodily injury caused to people while driving your car is covered under this policy. If you have to make legal expenses to defend this claim, it has also been covered under this policy. This insurance cover for your car is mandatory.

Other Legal Liabilities

You can choose a higher premium to include these other legal liabilities too into the cover:

  • Non-fare paying passengers in the car
  • Paid driver/conductor/cleaner in the operation of the car
  • Employees traveling in/driving the car apart from the paid driver

Many Benefits Policy Holders of Future Generali’s Car Insurance Enjoy


When you choose Future Generali’s Car Insurance Policy, there are some added benefits you enjoy. Here we have listed these benefits:

Receive the policy instantly

Future Generali understands that its customers’ time is valuable. That is why they have a instant policy system with rapid cashless/direct settlements.

A Helpline at your Assistance

There is a helpline to assist the customers with their queries and doubts. Claims registration and customer service can be done through these helpline numbers.

Get Reminded for Renewals

It could be challenging to remember the exact date of car insurance renewal. That is why Future Generali provides automated reminders for renewal of the car insurance policy.

Get Accident Help

Policy holders of this car insurance get towing assistance for car accidents that take place within the limits of their city.

Rapid Claim Surveys

The company understands that its policy buyers are busy individuals. That is why they make sure that the claim surveys take place quickly.

Quick Claim Finalisations

Even the claim finalization process is pretty rapid. The claims get finalized within 7 working days.

Customised Motor Add-ons Available


Future Generali understands the needs of each car insurance holder could be different. That is why they have come up with a vast range of moto add-ons that are available at a price from which you may choose. Here we have listed these out:

  • Zero Depreciation Add-on
  • Loss of Personal Belongings Add-on
  • Theft or Loss of Keys Add-on
  • Tyre Damage Add-on
  • Engine Protector Add-on
  • NCB Add-on
  • Inconvenience Allowance Add-on
  • Return to Invoice Add-on

Get Roadside Assistance


Most people panic when they encounter a roadside accident. These are times when you need help and proper assistance. The company provides 24/7 roadside assistance to its policy holders so now you don’t need to panic anymore.

Future Xpress and Future Xpress+


If you do not enjoy lengthy motor insurance claim process, this is for you. The Future Xpress and Future Xpress+ simplify the whole process for you. Here is more about these:

  • Future Xpress

This allows you to get your car repaired on priority and at minimum charges at Future Generali’s convenient workshops.

  • Future Xpress+

You can get on the spot settlement after getting your car checked to know the exact damage to the vehicle.

The greater speed and transparency maintained helps the customer be tension free with these facilities.

Special Benefits Like No Claim Bonus

Enjoy a no claim with a discount of upto 50% with Future Generali’s car insurance policy during the renewal process.

Voluntary Excess Discount Facility

Car insurance policy holders can choose Voluntary Excess over and above Compulsory Excess. This will help you get an added discount based on the amount you have chosen.

Get Added Discounts for Anti-theft Measures

If you have fitted your car with an ARAI approved anti-theft device, you get additional discounts.

Transferable No Claim Bonus

The no claim bonus we mentioned above is also transferrable. This means that you can shift all the benefits of the no claim bonus facility to another car insurance company when you switch.

Get Added Discounts as Members of Automobile Association

People who have membership in recognised Automobile Associations get added discounts.

How to buy car insurance online?


It is easy to get the best car insurance by following these extremely simple steps:

  • In a matter of minutes, you can get an online quote for car insurance online.
  • You then need to create a car insurance profile by gathering the following information:
  1. Chassis Number
  2. Engine Number
  3. Registration Number
  4. Make, Model and Year of Manufacture of your Car
  5. Expiry date of your policy or policy copy when you are renewing
  6. Any no claim bonus if it is applicable
  • You need to sit and review the coverage and deductibles and make any changes if required
  • You can complete the purchase of car insurance India securely through the different online banking channels or wallets.
  • Once you have purchased the insurance, you can download a copy of the policy for record. You will also receive a copy of the policy on the mail id you have fill in among the details.

Invest in a good car insurance policy to secure your future driving. A small sum can help you get the required assistance during thefts, accidents or any kind of unexpected issues. For more information on car insurance you can visit Future Generali.

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